Is it The Right Time to Get Out?

It's been a pretty terrible year for investing so far, hasn't it? The S&P 500 index is down 14.3% this year. Higher oil prices are driving up costs and reducing profits for many companies. The housing and credit crunch is still causing problems in the general economy.

In fact, did you know that the Dow Jones industrials had the worst first half since 1970? Why not just get out of the market altogether and leave this thing to the small-"f" foolish?

Because that is precisely the wrong thing to do.


Is it The Right Time to Buy Energy

Friday, July 11. Oil prices reach a new all-time high of $147 a barrel and bring with them a crescendo of buzz from investors, corporations, and world leaders. It is the peak of Peak Oil claims.

Monday, July 14. A young energy analyst sporting an ill-fitting tie tells CNBC Asia's Amanda Drury and Sri Jegarajah that oil's run will come to an end, since prices, more than twice the marginal cost to produce the oil, are disconnected from reality.


5 Affordable Ways to Boost Your Home's Value

These days, most homeowners are facing a scary reality: a rapid decline in their home's value.

According to the National Association of Realtors, median existing home prices are down 7.1% from last July -- and aren't expected to recover until well into 2009.


U.S. stock indexes likely in for another crazy ride

NEW YORK (MarketWatch) -- U.S. stocks are likely facing another wild ride in the week ahead, with the underlying trends decidedly bearish following Friday's unemployment report that the jobless rate has spiked to 6.1%.

"I think it's very hard in the very volatile environment we're in, to predict what is going to happen on any given day," said Edmund Hyland, managing director and global investment specialist at J.P. Morgan Chase Private Bank, a unit of J.P. Morgan Chase & Co.

Equities investors seem to be lurching between "varying degrees of despair," said Hyland.


7 Principles of Investing in a Volatile Market

In volatile markets, it’s common to feel uneasy  about your investments. It’s only natural. But rest assured, market volatility is completely normal and is to be expected. In fact, whether you invest in a lifecycle fund, manage your own investments, or choose to have them managed by a professional investment manager, the current market conditions may actually work to your advantage.

 


What is Personal Rate of Return?

Your Personal Rate of Return is calculated with a time-weighted formula, widely used by financial analysts to calculate investment earnings. It reflects the result of your investment selections as well as any activity in the plan account(s) shown. There are other Personal Rate of Return formulas used that may yield different results. Remember that past performance is no guarantee of future results.


Types of Investments

==Types of investments==
The term "investment" is used differently in economics and in finance. Economists refer to a real investment (such as a machine or a house), while financial economists refer to a financial asset, such as money that is put into a bank or the market, which may then be used to buy a real asset.

=== Business Management ===